Yes. Used passenger cars can be financed in the UAE through participating banks and finance companies. Approval will depend on your financial profile, the vehicle, its valuation and the individual lender's eligibility criteria.

Car finance in the UAE can have a repayment period of up to 60 months. For a used vehicle, the term actually offered may be shorter depending on factors such as the age of the car, its value and the lender's own criteria.

Requirements vary between lenders, but you may be asked to provide:
• Emirates ID
• Passport and valid UAE residence visa, where applicable
• Recent bank statements or income documents
• Completed finance application
• Vehicle quotation or purchase details
• Used-vehicle valuation certificate
• Additional business documents if you are self-employed

A lender may require an approved valuation for a used vehicle before completing the finance application. The valuation helps establish the vehicle's accepted market value and can affect how much finance is available.

Lenders will normally consider your income, existing financial commitments, credit profile and ability to make the monthly repayments. The vehicle itself can also affect approval, including its age, valuation and eligibility under the lender's used-car finance policy.

Self-employed customers may be eligible for used-car finance. Lenders can ask for additional business and financial documents, such as a valid trade licence, company documents and recent bank statements, before assessing the application.